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Braggs, AL Payday Advances

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Braggs, AL Payday Cash Advances: 10 Guidelines to keep in mind when getting a payday Loan in Braggs, AL.

There are a number of factors to consider before taking out a payday loan in Braggs, Alabama. The following are 10 tips we encourage you to carefully bear in mind:
  1. File a complaint with your state agency if you feel you've been treat unfairly or illegally by a particular payday loan or cash advance company.
  2. Make sure you try and settle up your payday loan or cash advance in full when it is due without extending it.
  3. Previous to obtaining a payday loan or cash advance, check with the The Better Business Bureau to see how respectable the business is and if it has any criticisms.
  4. Beware of bounced checks when you have insufficient budget to repay a payday loan or cash advance company. These expenses can add up quick and can in some cases be pretty high. In addition, your bank might also charge you fees.
  5. Make sure that you read the fine print of any payday loan or cash advance contract before you sign it. When you do not understand anything or have doubts, do not put your signature on it.
  6. Always consider alternative loan sources before you take a payday loan or cash advance. Consider family, friends, your credit union, a local bank , even a credit card.
  7. Whenever you intend to obtain a payday loan or cash advance, ensure you acquire access to your recent employment pay-stubs as well as your current account information.
  8. Be sure to know exactly whenever that your payday loan or cash advance is due and take the required guidelines to repay that loan on time.
  9. Start keeping an "unexpected emergency" cash fund of, say, $500. That way, you could refrain from payday loans in the future.
  10. Unless you use payday loans and cash advance lenders very sparingly, we strongly suggest going for debt counseling in order to learn how to properly save and budget.


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